Dental Insurance Benefits: Use it or Lose it! | Canley Heights

You’re probably wondering what “use it before you lose it” in your dental insurance means.

Did you know that at the end of the year, all unused dental insurance benefits are forfeited, and your dental insurance benefits for the following year begin? This means you may be throwing away hundreds of dollars every year!

By using as much of your dental insurance benefits before the new year, you can save your family money. You never know if your child will require the entirety of your benefits due to unexpected operations, such as a fractured tooth in the playground the following year.

Some dental insurances run on a fiscal year, but most dental insurances run on a calendar year. This means that on January 1st, any dental benefits you had on December 31st get reset; very few plans roll over those benefits.

If you have a calendar year plan, call our office, and we can work with you and your dental insurance to maximise your benefits.

Reasons To Make Use of Your Dental Insurance Benefits Now Before its Expiration!

Yearly Maximum

Dental insurance policies have an annual maximum that they will pay in a calendar year. If you require any restorative treatments, it is sensible to employ these unused benefits because they do not roll over into the following year.

Deductibles

The deductible is the amount of money you pay out of cash to your dentist before your dental insurance company pays for any services. As soon as the new year arrives, your plan requires you to fulfil your deductible again.

Premiums

You are now paying monthly dental insurance premiums through your dental insurance provider; consequently, you should use your benefits. You should undergo frequent dental cleanings and check-ups to detect early signs of gum disease, cavities, gum recession, and even oral cancer.

Fee Increases

Another reason to take advantage of your dental insurance benefits before the end of the year is possible fee increases. Most of these fee increases occur at the beginning of the year.

Dental Problems Can Worsen

Delaying your dental treatment puts you at risk of needing more comprehensive and expensive treatment. What appears to be a minor cavity now could develop into a root canal complication later on, possibly leading to tooth loss.

Schedule Your Dental Appointment in Canley Heights Today!

If you’ve been putting off scheduling your dental appointment, now’s the time!

Taking a few minutes today to schedule a dental visit before the year ends could pay off big time for the future of your dental health and financial situation.

If you have any concerns about your insurance plan, deductibles, yearly maximums, etc., contact your insurance provider before you come in for your next appointment so you aren’t surprised by any unexpected fees.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

If you have dental insurance, review it at the end of the year to see if you can make it work for you. It truly is a “use it or lose it” situation. Don’t let it go.

Experience Personalised Dental Care in Canley Heights

At Canley Heights Dental Care, we’re committed to making every visit to the dentist a seamless and affordable experience. Our personalised approach ensures our community in Canley Heights and surrounding areas receive the utmost care and attention tailored to unique needs.

Use Your Dental Insurance Benefits Before December 31st, or You LOSE Them!

Call us on (02) 9199 9678 or request an appointment online.

We are located at 1/229 Canley Vale Road in Canley Heights.