Dental Insurance Benefits: Use it or Lose it! | Canley Heights

You’re probably wondering what “use it before you lose it” in your dental insurance.

Did you know that at the end of the year, all unused dental insurance benefits are forfeited, and your dental insurance benefits for the following year begin? This means you may be throwing away hundreds of dollars every year!

You can save your family money by using as much of your dental insurance benefits before the new year. You never know if your child will require the entirety of your benefits due to unexpected operations, such as a fractured tooth in the playground the following year.

Some dental insurances run on a fiscal year, but most run on a calendar year. This means that on January 1st, any dental benefits you had on December 31st get reset; very few plans roll over those benefits.

If you have a calendar year plan, call our office, and we can work with you and your dental insurance to maximise your benefits.

Reasons To Make Use of Your Dental Insurance Benefits Now Before its Expiration!

Yearly Maximum

Every dental insurance policy includes a yearly maximum, the highest amount the insurer will pay for your dental care within a year.

If you’ve already met your deductible, now is the perfect time to utilise your remaining coverage for treatments like fillings, crowns, or other restorative procedures. These benefits don’t roll over, so whatever is left unused is lost.

Deductibles

Your deductible is the amount you must pay out-of-pocket before your insurance starts covering treatments. When the year resets, so does your deductible.

If you’ve already met your deductible this year, you could save significantly by completing any pending treatments rather than waiting and meeting the deductible again in the new year.

Premiums

You’ve been paying monthly premiums for your dental insurance, so it only makes sense to use it. Most plans cover regular dental cleanings and check-ups, which can help detect early signs of gum disease, cavities, or oral cancer.

By staying proactive with preventive care, you’re getting the most value out of the premiums you’ve already paid.

Fee Increases

Dental fees often increase at the start of a new year due to inflation and rising costs within the dental industry. Scheduling your treatment before December 31st allows you to take advantage of the current year’s pricing, potentially saving you money on treatments that may become more expensive in January.

Dental Problems Can Worsen

Postponing essential dental care can result in more severe issues. A small cavity left untreated today could develop into a more significant problem, such as a root canal infection or even tooth loss, later on.

Addressing dental problems early is less invasive and more cost-effective in the long run.

How Dental Insurance Benefits Help Your Family

Dental insurance benefits don’t just apply to you—they also extend to your family members. Children, in particular, are prone to dental emergencies, like chipped or fractured teeth from playground accidents.

Using your benefits now, you can meet your family’s oral health needs while staying within your budget.

Think of it as a safety net. You never know when an unexpected dental issue may arise, so taking advantage of your insurance benefits now helps you prepare for the future without breaking the bank.

Schedule Your Dental Appointment in Canley Heights Today!

If you’ve been putting off scheduling, it’s time for your dental appointment!

Taking a few minutes today to schedule a dental visit before the year ends could pay off big time for the future of your dental health and financial situation.

If you have any concerns about your insurance plan, deductibles, yearly maximums, etc., contact your insurance provider before your next appointment so you won’t be surprised by any unexpected fees.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

If you have dental insurance, review it at the end of the year to see if you can make it work. It truly is a “use it or lose it” situation. Don’t let it go.

Experience Personalised Dental Care in Canley Heights

At Canley Heights Dental Care, we’re committed to making every visit to the dentist a seamless and affordable experience. Our personalised approach ensures that our community in Canley Heights and surrounding areas receives the utmost care and attention tailored to your needs.

Don’t wait until December 31st to use your dental insurance benefits—you risk losing them!

Contact us at (02) 9199 9678 or request an online appointment.

You can reach us at 1/229 Canley Vale Road in Canley Heights.